But while many loan companies NZ borrowers can contact may help you in many forms, you have to watch for how the phone application process works. Contact At the Right Time While you can get an online application for a cash loans NZ service handled at any time, you would have to contact someone by phone during typical business hours. Those hours will vary based on the entity you are contacting, so be sure you get the help you need as soon as possible. Get the Proper Information Out A representative for a lender will talk with you as you apply for your loan by phone. The lender will ask you to get the correct bits of information out regarding what you want to get out of a loan. This includes help for getting your bank account information and routing number ready for the process. These are points that must be used when getting your funds out to your account as demanded. The lender should then contact your bank and employer by phone to confirm your information and to get your money out to your account. The process takes an extra bit, but this is needed for seeing that your funds can move forward accordingly and quickly. You have to be aware of how well the information is to move out when getting the application ready. Get a Contact Ready After a while, the lender should contact you for confirmation that your loan has gone through. The contact may come later in the day you apply or on the next business day depending on what you are entering into. The contact information here would entail getting your funds handled within a timely period. The contact may also require you to get proper confirmation of something relating to your application sent out. Can Anyone Do This? In many cases, you might expect to get an application by phone as one of the options you can work with for getting the funds you need. But in other cases, you might not be able to do this unless you are a returning customer. All lenders in New Zealand have their own rules for who can and cannot get loans ready though, so check to see what can work for your situation as you ask for funds.